Buyer Resources

Raleigh Home Buyer Frequently Asked Questions

Answering Raleigh and The Triangle Home Buying Questions

Buying a home can be a whirlwind of emotion, especially if you're a first-time home buyer.  Experienced home buyers and first-time buyers alike will benefit from the frequently asked questions below. Before you begin your Raleigh and the Triangle home search, it is recommended that you prepare yourself for the journey by educating yourself. This will ensure you are knowledgeable and prepared to make a confident home buying decision.
 
Q - I've never purchased a home before.  Where should I begin?

A - Actually you've already started the process. Fact-finding and reading articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, Raleigh neighborhoods, or homes would be to:
  • Familiarize yourself with your personal finances.
  • Learn about the Raleigh and the Triangle real estate market.
  • Carefully review your budget and begin to eliminate as much debt as possible.
  • Have a down payment and earnest money ready when the time comes to act and make your offer.
Your next step is to contact me . As your Raleigh home buying specialist, I will protect your interest and manage the details of the real estate transaction on your behalf to your complete satisfaction.  For more experienced buyers, a little brush up on the real estate process wouldn't be a bad idea.  You still need a sharp real estate agent to protect your interests too!

Q - With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select?

A - Once we meet and review your finances along with your home buying needs, you should select a lending consultant. I can recommend several trusted lending professionals or you can choose your own. Having the utmost confidence in your lender is important. Be sure you feel completely at ease with them.  They should speak to you in easy to understand terms.  Ask a lot of questions and never sign any document until you know what you are signing and feel completely at ease signing it. More and more lending professionals are recommending fixed interest rate loans and interest rates are at historic lows.  The type of loan best for you depends on several factors. Here are just a few:
  • How much money do you have for a down payment?
  • How long do you plan to live in the home?
  • Do you qualify for a FHA or VA loan?
Raleigh and the Triangle offers plentiful choices in real estate and the time is right for you to buy! Let's Get Started!  Contact me today to schedule your Raleigh home buying consultation and together we will review your needs, your wants, and your budget to find the right Triangle area home for you!







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